General Information – Statement Closing Dates
Payment Due Date:
It is the last date that you have to pay your debt indicated in your account statement.
Your Total Debt:
It is the debt calculated up to the date of preparation of your account statement which includes credit card expenditure installments and cash usages received by our Card Centre, fees and interests belonging to these, carried forward debt, interests for delayed payments and fees for exceeding limit from the previous term, deducting the amounts of payments done and credits recorded within that specific term. Installments which will be reflected to the account statement later in the following months are excluded.
Minimum Amount You Need To Pay:
It is the minimum amount you need to pay by payment due date. After this amount has been paid, credit interest is being applied for the rest of your Total Debt. In case of this amount not being paid by the Payment Due Date, your card’s usage can be limited and overdue interest is applied.
Your Credit Card Limit:
Limit for expenditure and cash advance that you will use is the amount of limit allocated for your card. Try not to exceed this limit in your expenditure with your credit card and cash advance usages. Additional cards connected to your card also share the same limit.
Your Cash Advance Limit:
It is the amount of limit for your cash advance withdrawals allocated within your credit card limit.
It shows the remaining amount when expenditure received by our Bank and provisions given up to the statement closing date are subtracted from the allocated limit of your credit card.
Installment Amount Remaining
It shows the number of remaining installments and amounts of your shoppings done in installments which should be reflected to your later statements.
Carried Forward Balance:
It is the amount indicatd as last account balance in your previous statement.
Your Payments Made and Other Credits:
It is the total amount of the payments and other credits after the previous statement closing date.
Your Term Expenditure and Debts:
It is the total amount of debt transactions reflected to the credit card account after the previous statement closing date.
Carried Forward PLUS Points:
It is the total amount of Plus Points carried forward from your previous statement.
Earned Plus Points:
It is the amount of total Plus Points earned by the transactions you have made within the related statement term.
Credit Interest Amount:
It is the interest accrued to your shoppings that you have been credited.
Cash Advance Interest Amount:
It is the interest applied from the date the cash advance is used.
Delayed Payment Interest Amount:
It is the interest applied in case of payment failure of the minimum amount which should be paid by payment due date.
Banking and Insurace Transaction Tax is charged by law, BITT is calculated over every kind of fee and interest.